Frequently Asked Questions

At St Louis Title, we understand that navigating the title and closing process can be complex. Our FAQ section is designed to provide clear and concise answers to common questions about title insurance, closing procedures, and more. Whether you're a first-time homebuyer or a seasoned real estate professional, these FAQs offer valuable insights to help you understand the importance of title services and how they protect your investment. Explore our FAQs to find answers and gain peace of mind throughout your real estate transaction.

Title insurance protects against financial loss from defects in the title to real property. It ensures your ownership rights are protected from potential legal challenges or claims.

A title search reviews public records to identify any issues that might affect the property's title, such as liens or encumbrances, ensuring a clear and marketable title.

During closing, all necessary documents are signed, funds are exchanged, and ownership of the property is transferred. Our team handles all details to ensure a smooth process.

The closing process typically takes 30-60 days, depending on various factors like the complexity of the transaction and the readiness of all parties involved.

For closing, you'll need a valid ID, the purchase agreement, proof of homeowners insurance, and any mortgage-related documents. Additional documents may be required based on your specific transaction.

A clear title means the property is free from any liens, disputes, or legal questions regarding ownership, making it safe for purchase.

The cost of title insurance varies based on the property's value and location. Contact us for a personalized quote based on your specific transaction.

Yes, as a buyer, you have the right to choose your title company. Choosing a reliable and experienced title company like STB Title can ensure a smooth and secure transaction.

Escrow is a neutral third party that holds funds and documents until all conditions of the transaction are met. It ensures that both parties fulfill their obligations before the transaction is completed.

To start the title process, contact us with details about your transaction. Our team will guide you through the necessary steps to ensure a smooth and secure closing.

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